Reserve pay is one of the many benefits of being in the military reserves.
If you’re a National Guard or a Reserve Soldier who’s performing drilling and other training duties, you can receive compensation in the form of military reserve drill pay. The pay rate will depend on your rank and the number of years you’ve been enlisted, but more time in service can mean more pay.
Military Reserve Pay Eligibility
Military reserve pay is available for reserve officers and enlisted soldiers. While you’re serving your weekends and other training duties, you’ll receive pay based on the number of drills you complete. Pay is typically issued on the first and 15th of each month.
To determine what your drill pay amount is, you can view a military pay chart and look for the dollar amount that correlates with your rank, number of drills completed and the number of years served.
If you have questions about your reserve pay, you can contact the Total Force Service Center (TFSC) 24/7 at 1-800-525-0102 or submit a MyPers ticket online.
Military Reserve Benefits
Reserve pay is just one of the financial benefits that comes with being in the reserves. Here are some other benefits:
- Housing. Military housing benefits include the Basic Housing Allowance (BHA) and Overseas Housing Allowance (OHA) for reservists who are on active duty. You may also qualify for VA loan benefits.
- Education. Your service could qualify you for military education benefits, including the GI Bill or Reserve Educational Assistance Program (REAP, to help you cover the cost of a college degree, license, certificate or vocational training.
- Healthcare. You may qualify for certain free VA healthcare benefits, including dental care, depending on the details of your reserve service.
- Disability Compensation. If you have a service-connected disability you may qualify for monthly compensation and/or financial support to pay for certain disability-related expenses.
- Retirement: You can get tax benefits for contributing money to a Thrift Savings Plan (TSP) for your retirement, and you can receive a free match on your contributions to the account. Reservists are also eligible to receive retirement benefits once they complete 20 years of qualifying service or reach age 60. The amount you receive depends on several details of your service, including your pay grade on the date you retire.
- Adoption Assistance. You could be reimbursed up to $2,000 per year for adoption-related expenses for children under 18.
- Discounts. Many companies offer military discounts, including auto insurers, hotels, car rental agencies and more. The Servicemembers’ Civil Relief Act of 2003 (SCRA) also allows you to have your interest rates reduced to 6% on certain debts if you enter active duty.
2022 Military Reserve Pay Charts
Reserve drill pay can vary a lot, depending on your rank and number of years in service. Here’s a quick snapshot of what your monthly pay range will be if you complete four or more drills:
2022 Military Reserve Drill Pay: Selected Monthly Pay Ranges for 4 or More Drills
|Up to 2 Years||10-12 Years||20-22 Years|
About The Author
Sarah Brady is a Personal Finance Writer and educator who's been helping people improve their financial wellness since 2013. Sarah writes for Experian, Investopedia and more, and she's been syndicated by Yahoo! News and MSN. She is a workshop facilitator and former consultant for the City of San Francisco's Affordable Home Buyer Programs, as well as a former Certified Housing & Credit Counselor (HUD, NFCC). Sarah can be contacted via sarahcbrady.com.
- N.A. (2020, October 30) TSP FOR RESERVE/GUARD. Retrieved from https://www.dfas.mil/MilitaryMembers/tspformilitary/tsprc/
- N.A. (2021, October 22) Servicemembers Civil Relief Act (SCRA). Retrieved from https://myarmybenefits.us.army.mil/Benefit-Library/Federal-Benefits/Servicemembers-Civil-Relief-Act-(SCRA)?serv=121
- N.A. (2022, January 7) Drill Pay. Retrieved from https://myarmybenefits.us.army.mil/Benefit-Library/Federal-Benefits/Drill-Pay?serv=125
- N.A. (2022) 2023 Military Pay Tables. Retrieved from https://www.dfas.mil/Portals/98/Documents/militarymembers/militarymembers/pay-tables/2023%20AC_RC%20Pay%20Table1.pdf
- N.A. (2022) Adoption Assistance. Retrieved from https://myarmybenefits.us.army.mil/Benefit-Library/Federal-Benefits/Adoption-Assistance