Category:
Housing

Debt to income ratio DTI concept. Page from a notebook with drawn weights lies on a calculator.

VA Loan Debt-To-Income (DTI) Ratio

By Sarah Brady

VA loans can be a lot easier to qualify for than other types of mortgages. You don’t have to make a down payment or pay private mortgage insurance in order…

Closing costs. Model of house and money.

VA Seller Concessions

By Tom Jackson

From groceries to gym memberships, people are conditioned to pay the list price on things they want. That’s not the case with buying a house, especially if you’re using a…

Model of house, flag and papers with VA loan.

VA Loan vs. Conventional Loan

By Craig Richardson

What will be the path to securing financing for your first or next home? For eligible active-duty personnel, veterans, or qualified surviving spouses, the option to secure a home loan…

Loan with cosigner is shown on a photo using the text.

Can You Have a Cosigner on a VA Loan?

By Michael Knisley

The U.S. Department of Veterans Affairs (VA) and its lenders issued more than 400,000 home loans totaling over $144 billion in Fiscal Year 2023, so they’re obviously popular and for…

Before and after of man painting roller to reveal newly remodeled room.

HISA Grants for Veterans

By Craig Richardson

It’s widely known that the VA housing program offers a direct and accessible path to homeownership that’s been used by hundreds of thousands of qualified service members and veterans over…

Mid section of national guard soldier holding model house in hand.

VA Loan Eligibility for National Guard and Reserve Members

By Craig Richardson

Among the long list of benefits available to military personnel, there may be none better than the VA home loan program. The program has helped deliver more than 28 million…

A row of mobile park homes with an american flag.

VA Loans for Mobile Homes

By Craig Richardson

The United States is experiencing one of the hottest housing markets in its history, and the robust demand coupled with very low inventory in many markets is driving home prices…

Paper with VA loan on the table, calculator and glasses.

Can You Get a VA Loan with Bad Credit?

By Maureen Milliken

You’re dreaming of buying a home using a VA loan, but you’re concerned that your credit history will stand in the way. It’s reality that having good credit means you’ll…

Soldier holding house keys.

VA Loan Requirements for Sellers

By Craig Richardson

A home loan backed by the VA is an invaluable benefit for military personnel and veterans who dream of homeownership, but some home sellers may have reservations about dealing with…

House model in hand of happy military man in uniform near american flag on blurred background.

VA Loan Assumption

By George Morris

A benefit of being a veteran is that when you buy a home, you’re eligible for VA home loans, which require no down payments or costly private mortgage insurance, typically…