New Overdraft Rules for Debit and ATM Cards
New Federal Reserve rules give debit and ATM card users additional options regarding overdrafts.
How To Get A Lower Rate On Your Credit Card
Is this a good time to ask my creditors to lower my rate, given the current financial crisis?
Give Credit Where Credit Is Due
A good credit history means an easier time getting credit when you really want it, for a home or a car.
Build Your Credit, Step by Step
Apply your military discipline to strengthening and maintaining your credit rating.
Credit: It's Not Your Money
If you find yourself overextended, take steps to help work your way out of debt.

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Are You Over Your Head In Credit Card Debt?
If you find yourself in over your head in credit card debt, prioritize your payments, then make a budget and stick to it.
Protect Yourself From Credit Card Billing Errors
The Fair Credit Billing Act protects consumers from being billed for charges they do not owe.
What Do Your Credit Cards Really Cost?
Many of us have only enough disposable income to make the minimum payments, or we think that's all we really need to pay...
Credit Monitoring Provides False Sense Of Security
Credit monitoring services provide little help against identity theft.
You Can Negotiate With Creditors
Negotiating with the original creditor sooner is much easier than dealing with a collection agency later.
Divorce And Your Credit
Divorce involves many complicated issues. But who gets custody of your good credit?
Convenience Checks Aren't So Convenient
Convenience checks come with hefty fees, steep interest rates and lots of strings attached.
How To File A Credit Report Dispute
Don't ignore mistakes on your credit report, thinking that they will be automatically removed.
Good Credit Can Finance Your Dreams
Think like a lender and take a hard look at your credit. Live within your means.
Use Discipline To Boost Your Credit
Don't use more than 20-30 percent of your credit limit, plus other ways to build a better credit score.
Why You Should Check Your Credit Report
An estimated 50 to 70 percent of information found on credit reports is either incorrect or outdated.
Debit Or Credit: Which Is Better?
The differences between credit and debit cards are obscure to most consumers, but some are significant.
Credit Counseling Offers Hope For Easing Debt Burden
A credit counselor walks through the credit counseling process and how it affects one's ability to purchase a home or car.
How Can I Raise My Credit Score?
Be proactive in making sure your credit reports reflect the most current and correct information.
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