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The Color of Money

By Michelle Singletary

You Can Speak Out In Support Of Proposed Credit Card Changes

If new rules win approval, it would go a long way toward protecting credit card holders from rate increases and other unfair practices.

Why We're 'Up To Our Eyeballs' In Debt

Government policies and business practices have allowed many financial institutions to help people dig their own debt grave.

Level Of Mortgage Fraud Might Surprise You

One cause of the mortgage mess is the brokers and lenders who pushed inappropriate products. A nationwide licensing system could help.

Mortgage Lending Process Is Broken

Michelle Singletary's study of one mortgage lender shows that major institutions may be failing to vet those who bring loan applicants.

Parents, Students Wrestle With Tough Debt Choices

Many college grads are using an increasingly higher percentage of their incomes to pay down student loan debts.

IRS Has Little Patience For Tax Scofflaws

The Internal Revenue Service can impose a number of penalties for criminal tax evasion, ranging from civil fines to imprisonment.

Plan Now To Boost Your 2008 Tax Outlook

April 15 has come and gone but this is the time to begin finding ways to save on your taxes for next year, says Michelle Singletary.

Seniors Giving Money To Adult Children: What's Wrong With This Picture?

Michelle Singletary hears from financially stressed seniors who endure requests for money from adult children with good jobs and income.

What You Should Know About Your Economic Stimulus Check

Taxpayers have been ringing IRS telephones in record numbers with questions about the upcoming economic stimulus payments.

Money – Or The Lack Of It – Really Does Change Everything

If money is so important, why do so many people avoid talking about their finances? A new book helps reveal some insights.

Your Stimulus Check Is Coming, If You Follow The Rules

It's especially important to file your tax return if you are eligible for an economic stimulus payment. If you don't file, you don't get paid.

It's Hard To Spend The Cash, Too Easy To Put Down The Plastic

Why is it so easy to slide into debt? Did past generations have more discipline than us, or simply fewer opportunities to get into debt?

Michelle's Answers For Readers With Debt Questions

"You are a slave when you borrow money," student loan debt is "a noose around your neck," and other pearls of wisdom from Michelle Singletary.

Deal With Your Debt, Don't Run From It

You may be able to negotiate a settlement in a big debt for less than you owe, but often the key is cash up front, says Michelle Singletary.

Celebrate Only The Wedding You Can Afford

When planning a wedding, start with a budget first. If you start with a guest list, venue or all the other things you want, you will overspend.

People Without Health Insurance Raise Costs For Everyone Else

The problem of 47 million uninsured people in the U.S. affects everyone and is getting worse, says Michelle Singletary.

When Bailing Out Others, It's OK To Ask Intrusive Questions

If a friend or relative asks you for a significant amount of money, the burden is on them to prove to you that your money won't be wasted.

If You Must Get A Tax Refund, Use It Wisely

Getting a tax refund is not the mark of strong financial planning. But if you're expecting it, what should you do with it?

Don't Accept Bad Behavior From A Debt Collector

The Fair Debt Collection Practices Act requires debt collectors to treat you fairly and prohibits them from using certain methods.

Why We Think Paying With Cash Isn't Cool

Michelle Singletary asks: What has made us into a nation of people who spend more than we earn?

 
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